Digital Asset Consumer Protection &
Estate Planning Initiative
A project that designs and pilots plain‑language tools, workshops, and model documents to help families, solo practitioners, and legal aid organizations incorporate digital assets into wills, trusts, and consumer protection strategies.
Did you know???
Over 70% of U.S. adults own digital assets like cryptocurrencies (e.g., Bitcoin , Ethereum ), NFTs, or online accounts, yet fewer than 15% include them in estate plans, risking permanent loss for heirs due to inaccessible keys or platforms blocking transfers
Ownership Trends
- 21% of U.S. adults (55 million people) own cryptocurrency, with Millennials allocating 62% of wealth to it and 42% of Gen Z currently holding crypto (65% planning increases).
- Global digital asset market projected at $46.3 billion revenue by end-2025, with 865 million users and U.S. contributing $9.6 billion; digital estate services market growing from $246 billion (2023) to $350 billion by 2032.
Key Risks for Individuals, Businesses, and Families
Individuals face value loss without documented seed phrases or wallets—high-net-worth estates average nearly $1 million in overlooked digital holdings. Businesses must inventory crypto treasuries and app-based portfolios for succession, as probate often fails for non-traditional assets. Families risk disputes or tax hits (up to 40% federal on estates over $13.99 million in 2025), plus new IRS rules mandating 1040 disclosures and 1099-DA reporting from custodians.
Planning Gaps and Solutions
83% of Americans worry about financial futures amid rising anxiety (49% more concerned than last year), yet most skip inventories or beneficiary education. Experts recommend secure lists of assets/logins, trusts bypassing probate, regular updates, and tools like cold storage or digital vaults to ensure transfer and compliance.
Financial Literacy & Lifestyle Planning:
Essential Knowledge for All Ages
At every stage of life, understanding financial basics and the importance of lifestyle estate planning is crucial. Introducing these concepts as early as high school equips individuals with the tools needed to make informed financial decisions throughout their lives. It fosters a foundation of financial responsibility, smart investing, and understanding the value of saving.
Moreover, incorporating financial literacy and lifestyle estate planning into family discussions ensures that individuals of all ages are on the same page about financial goals and the future management of assets (digital and real world). These conversations can strengthen family bonds, reduce future conflicts, and ensure a legacy of financial savvy and security.
Does Your Family Know How To Access?
Do You Own Bitcoin? Or A Website? Or PayPal? Or Socials?
Recognizing the importance of continuous education, we also offer consultation services to companies, and schools interested in enhancing their blockchain financial literacy programs.
Our team can help design and implement effective training sessions that cater to the needs of adults in various stages of their career and life, promoting a culture of informed lifestyle decisions across communities.
Ready to empower your community with lifestyle financial literacy? We offer easy-to-follow How To Video Guides to make learning accessible and engaging. We're here to support you in building a financially literate future.
Public‑Interest Digital Asset & Blockchain Justice Lab
A multi‑site program that builds and pilots legal‑education and compliance toolkits for community organizations and small businesses dealing with digital assets, partnered with law schools, HBCUs, and local bar associations.
SUMM
Simplifies cryptocurrency tax reporting by automating the import, categorization, and calculation of transactions from over 1,000 exchanges, wallets, 500+ blockchains, and 2,300+ DeFi protocols, generating IRS-compliant forms like 8949 and Schedule D for accurate capital gains, losses, staking, mining, NFTs, and airdrops.
Key Features
The platform uses AI for smart matching, error detection, and tax-loss harvesting suggestions, supporting global jurisdictions with audit-proof reports exportable to TurboTax. Users sync data via API or CSV, track portfolio performance across assets like Bitcoin and Ethereum, and handle complex scenarios such as margin trades or liquidity pools without manual effort.
Blockchain Legal Institute Foundation is able to offer a 20% discount via this dedicated link:
This reduces costs on plans starting at $49/year, aiding compliance amid 2025 IRS rules like 1099-DA reporting.